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Reading: Janay White the Formerly Homeless Mom of Two Who is Now the CEO of 8 Successful Companies
Reading: Janay White the Formerly Homeless Mom of Two Who is Now the CEO of 8 Successful Companies

Janay White the Formerly Homeless Mom of Two Who is Now the CEO of 8 Successful Companies

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Festus Conteh
By Festus Conteh 157 Views 4 Min Read
4 Min Read
Janay White the Formerly Homeless Mom of Two Who is Now the CEO of 8 Successful Companies
Janay White the Formerly Homeless Mom of Two Who is Now the CEO of 8 Successful Companies

Janay White, affectionately known as “The GOAT” of entrepreneurship is the CEO of eight successful companies including J White Enterprises. A mother of two from Jacksonville, Florida, Janay cultivates and creates opportunities for individuals to attain financial freedom and become prosperous in generational welfare.

Working two jobs a day for a living, Janay is no stranger to financial lack. Being coined as “less fortunate” she was not one born with the proverbial silver spoon. She worked for over nine years as a social worker and fraud investigator for the Florida Department of Children and Families by day and as a Revenue Auditor in the Accounting and Finance Department for UPS by night.

With financial independence being a part of the foundation of her work, Janay says that she is “addicted” and passionate about credit repairing and sustenance. This passion and knowledge acquired with a lot of struggle, fuels her to educate others on wealth creation. She sat within inferior credit for seven years after receiving her first loan of $500 from Vystar Credit Union when she was 18 years old. She began rebuilding her credit at the age of 25, teaching herself to boost her scores. With the success of her credit boost, she seemed to have found the formula to not succumb to debt.

With self-determination, Janay is the CEO of the following: J White Enterprises, Luigi’s Concrete and More, J White Marketing INC., J White Construction INC., J White Business Center, J White Properties and More, J White Institute, and Free Game BY J White.

As a successful example of what it means to be a Black woman in business and entrepreneurship, Janay has managed to acquire over 26 AirBnBs and has succor all 26 for over a year. She has also purchased a plethora of investment properties using business credit only and coached mentees who serve in real estate with purchasing properties using business credit totaling over $2.5 million.

In addition, her firm was awarded Best Credit Company of the year in 2021 by Best Boss Awards Group and she currently serves as a Trustee Member of the Jacksonville Jaguars Leadership Team. She was also nominated as Woman of the Year by the Leukemia and Lymphoma Society and has been selected as the City of Jacksonville’s Entrepreneur of the Year for 2022.

Janay conducts seminars, classes, and even one-on-one counseling sessions to pass her knowledge of credit to others. She calls her seminars, The Credit Repair University where she focuses mainly on her mission to preach what she is practicing, ie, financial independence especially while being a woman. She believes that with the right information, dedication and willpower, anyone can achieve financial independence.

Learn more about her company at and follow her brand on Facebook.

J White Enterprises contains Janay’s companies of which she is the CEO with vast knowledge and years of experience. Janay has tried and tested her way into credit success and she is all into passing on the knowledge by way of her seminars and sessions.

For press inquiries, contact J White Enterprises at 904-834-5116 or


Sources: Blackbusiness

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Festus Conteh is an international youth that functions conveniently in all forms of writing including article writing, news, script, content writing, constitution and project/proposal writing. Writing is fun to Festus and has brought fame and recognition in his clime. In 2019, he was awarded best upcoming writer in an online writing completion that was organized by the Association of Sierra Leonean Authors (ASLA). After his impactful contribution to national development and cohesion through writing, he was nominated for the African Genius Award for the Best Writer in Africa Award Category an award he lost to one of the greatest African Writers - Chinua Achebe. In 2022, Festus was one of the applicants to the Commonwealth Youth Council (CYC) as Vice Chairperson (Policy and Advocacy) a process that met imperil feedback. As a freelancer, Festus has written articles for magazines, newspapers, and media houses and his articles have attracted big media houses including BBC, Aljazeera and Legit. Ng and is the Head of Programs at Salone Messenger a public relations firm based in Sierra Leone with the latest news and information. He is the founder of Africa’s Wakanda a platform that spotlight the beauty of Africa. Festus is also a perpetual volunteer in life-changing causes and has shown great commitment and dedication to being a catalyst and solution to the challenges faced by young people like himself. Festus currently serves as the Secretary General of the Africa Youth Leaders movement which is a network of youth between the ages of 20 – 30 years who have shown achievement, leadership potential and commitment to make a difference. Festus is also the Africa Focal Point of Youth for Change Initiative, which is a platform through which young people can access resources, be empowered and given the opportunity to grow to become useful members of society who will participate in the development of their communities and nation. Along with another Africa Youth platform, Festus has Co-Founded the Future of Africa initiative which is an advocate forum with the aim to bring together local and international socio-economic stakeholders to support innovative programs aimed at advancing the radical and practical progress of adoption awareness-vulnerable children and youth and youth leadership-through interlinking local, regional and international resources and opportunities.